Built for the way you actually invoice.
No fluff. No upsells you didn't ask for. Just the bits trades need.
Bank-to-bank, in seconds.
GoCardless Instant Bank Pay is FCA-regulated. Your customer taps a link, picks their bank, taps Pay. Money lands in your account — usually within seconds. You pay £4 flat. No card processor takes a cut.
- GoCardless Instant Bank Pay (FCA regulated)
- £4 flat fee — regardless of invoice amount
- Usually instant settlement
- No card reader, no PCI compliance, no hardware
- Apple Pay + Google Pay available on Pro
Invoice in under 60 seconds.
Customer details, line items, VAT if you have a number, CIS if you're construction. Saved in seconds. Looks like a proper UK invoice — not a beta-software receipt.
- Pre-filled customer profiles
- Line items with VAT rate per item
- CIS deductions auto-calculated
- Quote → invoice in one tap
- PDF export looks the same as the screen
- Your logo, your brand colour
Where your customers actually read them.
Email, SMS, or WhatsApp. They open. They tap. They pay. No portal logins, no signups, nothing for them to install.
- Email with PDF attached
- SMS with payment link
- WhatsApp delivery (Pro)
- Auto reminders — polite, never naggy
- Read receipts — know when they've opened it
HMRC-ready. Accountant-friendly.
VAT calculated automatically. CIS deductions for the construction industry scheme. Export in formats your accountant actually uses.
- UK-compliant invoice format
- VAT number on invoice
- CIS deduction logic for construction trades
- CSV + PDF export
- Xero-ready format (Business plan)
Team-ready when you scale.
On Business: up to 5 team seats. Multi-trader profiles for sole-trader-plus-Ltd setups. Priority UK support.
- Up to 5 seats (Business)
- Multi-trader profiles (Sole + Ltd)
- Priority UK office-hours support
- Accountant collaboration mode