Built for the way you actually invoice.
No fluff. No upsells you didn't ask for. Just the bits trades need.
Bank-to-bank, in seconds.
GoCardless Instant Bank Pay is FCA-regulated. Your customer taps a link, picks their bank, taps Pay. Money lands in your account — usually within seconds. Your fee: 1% + 20p, capped at £4.
- GoCardless Instant Bank Pay (FCA regulated)
- 1% + 20p, capped at £4 per invoice
- Usually instant settlement
- No card reader, no PCI compliance, no hardware
- Customer pays through their own banking app
Invoice in under 60 seconds.
Customer details, line items, VAT if you have a number, CIS if you're construction. Saved in seconds. Looks like a proper UK invoice — not a beta-software receipt.
- Pre-filled customer profiles
- Line items with VAT rate per item
- CIS deductions auto-calculated
- Quote → invoice in one tap
- PDF export looks the same as the screen
- Your logo, your brand colour
Where your customers actually read them.
Email, SMS, or WhatsApp. They open. They tap. They pay. No portal logins, no signups, nothing for them to install.
- Email with PDF attached
- SMS with payment link
- WhatsApp delivery (Pro)
- Auto reminders — polite, never naggy
- Customer portal: track invoices and quotes
HMRC, Revenue, Finanzamt — sorted.
VAT calculated automatically at your country rate. CIS deductions for UK construction. Tax-authority terminology that matches your country. Export in formats your accountant actually uses.
- UK + EU compliant invoice formats
- Auto VAT rate per country (UK 20%, IE 23%, DE 19%, FR 20%, NL 21%, ES 21%, IT 22%)
- CIS deduction logic for UK construction trades
- Local tax-authority labels (HMRC, Revenue, Finanzamt, DGFiP, etc.)
- CSV + PDF export
- Xero-ready format (Business plan)
Team-ready when you scale.
On Business: up to 5 team seats. Audit log of every action. Priority UK support.
- Up to 5 seats (Business)
- Audit log of every team action
- Priority UK office-hours support
- Multi-user expense and mileage tracking